Solutions
Technology that powers the future of lending
End-to-end mortgage technology, cloud-based, built to scale with you.
Our cloud-based technology brings every stage of the mortgage lifecycle together — digitizing workflows, automating decisions, and delivering real-time insights from a single, unified platform.
Technology
Nesto Cloud is more than software - it’s a future-ready ecosystem for residential and commercial lending.
Open architecture, modular, and adaptable
Deploy what you need today and scale tomorrow.
Cloud-based SaaS model
Always secure, always up to date. Every improvement we make is automatically available to you.
Continuous enhancement
We build with agility, ensuring your platform evolves as lending and AI frameworks evolve.
AI-ready
Nesto Cloud brings built-in AI capabilities to supercharge your productivity.
Scales with your business
From credit unions to large banks, our technology adapts to your strategy and pace.
Data & Security
Your data is the backbone of lending. We keep it unified, secure, and audit-ready.
Centralized data management
for a single source of truth across your mortgage operations
SOC 2 Type II compliance
for enterprise-grade security and reliability
Unified input layer
that transforms fragmented data (applications, credit reports, property details, documents, insurer responses, broker platforms) into one structured model – unlocking automation and collaboration
Seamless API integrations
with your existing systems and third-party providers
Security-first architecture
designed to meet Canadian regulatory and compliance standards of financial institutions
Flexible Delivery Models
We offer flexible delivery models to meet your operational needs, whether you want to enhance in-house operations or fully outsource your lending process.
I want to outsource my mortgage operation to your experts.
Fully Outsourced (BPO)
Let us manage your entire lending lifecycle — powered by our technology and backed by our mortgage experts.
- End-to-end loan management, from adjudication to servicing
- White-labeled experience for borrowers and brokers
- Compliance-ready, scalable, and built for performance
I want to leverage my own team.
SaaS
Empower your team with our end-to-end lending technology. Use Nesto Cloud as a standalone platform to power your in-house lending operations.
- Cloud-based, secure, and fully configurable
- AI Ready to accelerate decision-making
- Integrates easily with your existing systems
Strategic implementation, backed by experts
Every Nesto Cloud rollout is guided by deep industry experience - whether led by our in-house team or through one of our trusted partners. Together, we help you build the right framework, adapt quickly, and unlock value faster.
Nesto Cloud Experts
Work directly with our team to leverage best practices in implementation and integration, ensuring maximum value from day one.
Preferred Partners
We can recommend certified integration partners, trained and experienced in delivering the Nesto Cloud platform seamlessly.
Technology powered by people
Our strength comes from the balance of cutting-edge technology and the people who shape it. With decades of lending expertise, our teams design tools that reflect how lenders actually work — and manage operations with the same precision and care.
Because real success comes from more than great tech. It comes from the people behind it.
Trusted by leading financial institutions
A company you can trust
Canadian Residential Mortgage Servicer Ranking of MOR RS1
Highest possible ranking for a Canadian Residential Mortgage Servicer, which signifies our operational excellence and trusted mortgage servicing practices.
Nesto Cloud is part of Nesto Group
Canada’s leading provider of mortgage technology and financing solutions, with over $73 billion in residential and commercial mortgages under administration. We are trusted by many of the country’s most prominent financial institutions. Learn more
Great Place To Work Certification
Recognizes employers who create an outstanding employee experience and an amazing workplace culture.